Questions first
Before discussing a product, Scott works to understand the people, obligations and goals behind the decision.
A career built on listening
Scott St. Clair is a life insurance and annuity specialist serving the South Shore of Massachusetts and clients nationwide.

About Scott
For more than 20 years, Scott has worked across insurance and financial-services roles, from personal insurance and life insurance to advising, recruiting and team development. That breadth gives him a practical view of how coverage decisions affect the whole picture.
His professional background includes work across Greater Boston and the South Shore, including Kingston and Braintree. He is a graduate of Massachusetts College of Liberal Arts.
Today, Scott focuses on helping clients understand life insurance, fixed annuities and retirement-account rollover considerations. The goal is not to make a complex product sound simple; it is to make the important parts understandable enough to make a sound decision.
Listen carefully. Explain honestly. Build around the person in front of you.
Start a conversationWhat you can expect
Before discussing a product, Scott works to understand the people, obligations and goals behind the decision.
Know what is guaranteed, what is not, what it costs and what could change over time.
Coverage and retirement needs change. Reviews help keep beneficiary choices, funding and goals aligned.